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Equipment Financing
Financing for Respiratory Equipment
MedPro works with Medicard to offer third-party financing for eligible CPAP, home oxygen and respiratory equipment purchases. Confirm the equipment and amount with MedPro, then review Medicard’s current terms before applying.
Financing Provider
Financing Through Medicard
Confirm the equipment and purchase amount with MedPro. Medicard handles the application, credit decision, financing agreement and repayment.
Medicard by iFinance Canada
Medicard is an external consumer-financing provider. Its secure application, credit assessment, disclosures, privacy practices, approval decision, and financing agreement are managed outside MedPro’s website.
- Application and credit review are handled by Medicard
- Approval, amount, rate, fees, and repayment terms are not guaranteed
- The written financing agreement controls the borrower’s obligations
MedPro’s Role
MedPro can explain the eligible equipment or service, prepare or confirm the applicable purchase amount, and help coordinate the purchase after the financing provider gives its decision.
- Confirm the item, configuration, quote, and amount to be financed
- Confirm whether financing is available for the intended transaction
- Coordinate the purchase only after the applicant accepts an approved offer
Review Medicard’s current cost-of-borrowing information ↗, website terms ↗, and privacy policy ↗ before applying.
How It Works
Four Steps From Quote to Purchase
Confirm the purchase with MedPro before applying through Medicard.
1
Confirm the Purchase
Contact MedPro to identify the equipment or service, confirm the current price and taxes, and determine the amount that may need financing.
2
Review Provider Information
Read Medicard’s current cost-of-borrowing information, privacy policy, application consent, and other disclosures before submitting sensitive information.
3
Apply Securely
Use the confirmed MedPro-specific Medicard application route. Medicard reviews the application and communicates its decision and any available offer.
4
Review and Coordinate
Read the complete written offer, confirm the total cost and repayment obligations, and accept only if suitable. Then coordinate the eligible purchase with MedPro.
Do not rely on an estimated payment alone. Review the amount financed, annual interest rate, fees, payment schedule, total repayment, prepayment provisions, and all other written terms before accepting an offer.
Before You Accept
Review the Full Cost Before Accepting
Use Medicard’s written offer—not a payment estimate—to review the interest rate, fees, term, total repayment and borrower obligations.
Approval and Offer
Submitting an application does not guarantee approval. Any amount, rate, fee, repayment term, or condition depends on Medicard’s assessment and written offer.
Cost of Borrowing
Financing can increase the total amount paid compared with paying the purchase price immediately. Compare the full repayment amount—not only the scheduled payment.
Agreement and Repayment
The borrower is responsible for understanding the payment schedule, authorization method, missed-payment consequences, prepayment terms, and other obligations in the agreement.
Returns or Purchase Changes
Changing, cancelling, returning, or exchanging an item does not automatically cancel or amend a separate financing agreement. Contact both MedPro and Medicard for the applicable process.
Important: Financing is provided by Medicard/iFinance Canada, not MedPro. This page is general information—not financial, credit, legal, tax, insurance, or medical advice. The provider’s current agreement and disclosures control.
Frequently Asked Questions
Financing FAQs
Common questions about availability, approval, costs, coverage and online purchases.
Does MedPro offer financing for respiratory equipment?
MedPro supports third-party financing through Medicard for eligible transactions. Contact MedPro first to confirm the equipment, current price and amount that may be financed.
Is financing the same as insurance or public funding?
No. Insurance or public funding may cover an eligible cost. Financing is a separate credit agreement used to pay an approved purchase over time. Confirm any available coverage before deciding what balance may need financing.
Is a financing application guaranteed to be approved?
No. Medicard makes the credit decision. Approval, amount, interest rate, fees, repayment period and other conditions depend on its assessment and written offer.
How much will financing cost?
The cost depends on the amount financed and the rate, fees, term and other provisions in the offer. Review the annual interest rate, payment schedule, total cost of borrowing, total repayment and prepayment terms before accepting.
Can financing be used for an online order?
Do not assume financing is available through every checkout or for every product. Contact MedPro before ordering to confirm whether the intended transaction can use the current financing process.
Financing Questions
Confirm the Purchase Before You Apply
Contact MedPro to confirm the equipment, current price, applicable insurance or funding, and the amount that may need financing.